Over-65s Plan

Regular eye tests are a must which is why our policyholders are provided with a fully-paid voucher covering your eye test, frames and lenses from the UK's most trusted optician chain according to Readers Digest European Trusted Brand Survey (2007). Simply choose from the range available to you and you may never need to pay eye care bills again!

Healthy teeth not only look good, they are vital for one of your body's primary functions - eating. You need them to last as long as possible. This is why it is important to look after them with regular trips to the dentist. Whether your dentist is NHS or Private, your bills will be fully covered up to your policy annual maximum.

If dental treatment is required as a result of an accident ( or mishap) this extra cover is provided so you don't end up out of pocket by using your routine dental treatment benefit.

If you damage your dentures the IFL Signature Plan lets you use the dental accident benefit to pay for repairs - unlike most other plans on the market.

If your G.P. needs you to see a Specialist Consultant for diagnosis and tests, opting to go private could avoid many months of anxious waiting. The IFL Signature Plan will cover the costs for you - even if your symptoms were known before you joined! You don't even have to worry about outlaying any cash either as the insurer pays most bills directly.

Therapies help with pain relief and with treatment of injuries. Physiotherapy, osteopathy and chiropractic therapies are covered. The IFL Signature Plan will cover the costs for you - even if you had the aches and pains or injury before you joined! You don't even have to worry about outlaying any cash either as the insurer pays most bills directly.

Therapies help with pain relief and with treatment of injuries. Homeopathy, Podiatry and Chiropody are covered. The IFL Signature Plan will cover the costs for you - even if you had the aches and pains or injury before you joined! You don't even have to worry about outlaying any cash either as the insurer pays most bills directly.

A stay in hospital can not only result in a loss of income but can also cause unexpected costs such as taxi fares or car parking, phone calls and even t.v. hire. This benefit will pay you cash for up to 50 nights in hospital for a new condition after the time of joining.

This benefit will pay you an enhanced rate of benefit for each full night as an In-Patient in an NHS or Private Hospital following admission via accident and emergency immediately following an accident or assault.

This benefit will pay you cash to help with unexpected costs such as taxi fares, car parking, phone calls etc or simply the 'inconvenience' should you have to go to hospital for day-case surgery for a new condition after the time of joining.

With IFL Signature Plan you automatically qualify for an additional cash payment if you are hospitalised for over 14 days for a new condition after the time of joining.

If you need convalescence at home after a hospital stay, the IFL Signature Plan will help you to fund a home help for a new condition after the time of joining.

An IFL Signature Plan will help with the cost of purchase or repairs of hearing aids.

There is help towards the cost of surgical appliances such as abdominal supports, elastic hosiery, surgical corsets and mastectomy bras, etc. The IFL Signature Plan helps with the cost of these purchases.

The IFL Signature Plan includes a personal health assessment which you can (decide to) complete on-line or by post. Your answers will be analysed by the health screening professionals at the screening company and a confidential personal report will be sent to you.

The IFL Signature Plan help line is manned by a team of professional counsellors available 24 hours a day seven days a week. This benefit gives you personal support for any family, legal or financial matters.

In the event of a domestic emergency there is a 24 hour help line which will refer you to a quailed tradesman to deal with things like plumbing, electrical faults, drainage, roof damage, problems with locks, external doors and window, heating or an escape of water or oil.